1spreadsheet, full loan tape
A detailed spreadsheet, all hard data
Every property with its geocoded address, characteristics, method used, value, confidence and comparables, ready to feed straight into your LTV and underwriting model.
For investors · loan book due diligence
Value every home in the book before your biddefensiblyanywhere in Ireland
Send us the loan tape. We geocode incomplete addresses, enrich them with our own data, and value every property with any mix of statistical, analyst-reviewed and surveyor-signed methods, fast enough to make your bid deadline.
0–0weeks typical turnaround
0counties, full national coverage
0outputs: PDF, spreadsheet & dashboard
What's happening
Your loan tape, as-is, incomplete addresses welcome, bid clock running.
Loan tape 512 lines received
Erne Capital Fund IIIAddresses only, no postcodes · due diligence window
No postcodes
Bid deadlineOutputs due ahead of submission
10 days
Enrichment Matching live
Matching addresses and attaching our own data
Postcode & Eircode addedAddress matching · 512 / 512
Home characteristics attachedBeds, floor area, BER
Comparables linkedRecent nearby sales
Method mix Applied per property
Whole book, one pass
The right method, per propertyOr one method set for the whole book
ASM valuation318
Analyst review143
Surveyor-signed51
Mix applied ✓
Outputs Complete
PDF pack
Spreadsheet
Dashboard
Bid-ready, property by property
What you receive
One valuation run. Three outputs.
Every property in the book produces the same three outputs, built so your deal team, your risk committee and your reviewers each get exactly what they need for LTV due diligence.
1PDF, per surveyor-signed valuation
A signed surveyor PDF, per property
Wherever a desktop or drive-by valuation is carried out, you get a standalone signed-off report, ready to file, share with counterparties or present to your investment committee.
1dashboard, whole book on a map
One dashboard, everything brought together
Every valued home plotted on an interactive map, so your team can spot-check individual valuations and the comparables behind them before the bid goes in.
How it works
Built for loan tapes with gaps, and deadlines that don't move
Six capabilities, working together, so a spreadsheet of incomplete home details becomes a defensible, bid-ready valuation pack.
01 · Address matching & geocoding
Incomplete addresses, fully resolved
Loan tapes rarely arrive with clean postcodes. We match, geocode and add the Eircode for every property before a valuation is even run.
02 · Internal data enrichment
Home characteristics, added automatically
Beds, floor area, BER, property type and more are attached from our own proprietary data, so the input to the valuation is never just an address.
03 · Flexible valuation mix
Statistical, analyst-reviewed or surveyor-signed
An advanced statistical model with no valuer, an analyst-reviewed valuation, a signed desktop valuation, or a drive-by from our panel, any one, or a mix, set per property or across the whole book.
04 · Full national coverage
We value anywhere in the country
Our models and our panel cover all 26 counties, rural and regional properties valued to the same standard as Dublin, Cork and Galway, so no property in the book gets left out.
05 · Fast turnaround
Typically 1–2 weeks, built for bid deadlines
We know the bid clock is running the moment the loan tape lands. Full books are typically returned within one to two weeks, so due diligence never becomes the bottleneck.
06 · PII-compliant & fully accredited
Data and valuers you can put in front of your LPs
Loan-level data is handled under full PII-compliant controls, and every valuer on our panel holds a current TEGoVA or RICS accreditation, nothing else reaches your book.
Spot-check before you sign
See a sample dashboard
Every property, mapped, for your reviewers to spot-check
The same dashboard we use for portfolio monitoring, scoped to your loan tape, so before your bid goes in, your team can open any property and see exactly why it was valued the way it was.
Method, value, confidence and comparables behind every home
Filter by county, method used, or review status
Underlies the same spreadsheet and PDFs, kept in sync
Ashfield Rise, Co. Kildare
Desktop valuation · surveyor-signed
Value€312,000
ConfidenceHigh
Valued
In review
Getting started
From loan tape to bid-ready pack, in three steps
No data cleanup on your side required, send us what you have, and we take it from there.
Send us the loan tape
A spreadsheet with whatever home details you have. Addresses can be incomplete or missing postcodes, we take it from there.
We geocode, enrich & value
Every address is matched and geocoded, home characteristics are attached from our own data, and each property is valued with the method or mix you choose.
Receive PDF, spreadsheet & dashboard
A signed report per surveyor-led valuation, one spreadsheet with all the hard data, and a mapped dashboard for your team to spot-check before you bid.
Use cases
Built for the deal, and for what comes after it
The same loan tape, method mix and dashboard support acquisition, ongoing bidding, and the eventual exit.
Loan book due diligence
Get a defensible value on every home in the book ahead of your bid, the input your LTV calculation and underwriting model depend on, delivered within your deadline.
A standing pipeline for every deal you look at
Funds evaluating multiple books get the same fast, consistent pipeline each time, no re-explaining your data format or valuation requirements deal to deal.
Sell-side exit support
When it's time to sell the book on, produce an independent, spot-checkable valuation for prospective buyers, the same pack, the same dashboard, from the other side of the table.
Post-acquisition
Own the book actively, after the deal closes
Ongoing monitoring and active management of the assets, the same data, methods and dashboard from due diligence, working across the hold period to maximise IRR, with accredited ASM revaluations replacing indexation, improving capital efficiency for provisioning and securitisation.
Revaluation on your cadence, not a black box
Recurring Advanced Statistical Model (ASM) revaluations track value movement, LTV drift and geographic concentrations loan by loan, so the book stays visible between reporting dates, with valuer review triggered where confidence drops.
Spot the assets that move the needle
Flag under- and over-performing properties early to prioritise capex, restructuring, workout or disposal, targeting professional valuation resources where they change a decision, not spreading them evenly.
Evidence that compounds into returns
Consistent, repeatable valuation evidence for investment committees, lenders and auditors supports refinancing, well-timed exits and defensible marks, active management of the assets in service of a maximised IRR.
Questions
Frequently asked, about loan book valuation
The practical details on data, methods, turnaround and outputs.
That's the normal starting point. We match and geocode every address in the loan tape, adding the postcode or Eircode, before any valuation is run, no cleanup required on your side.
Beyond the geocoded address, we attach home characteristics from our own proprietary data, things like floor area, bedrooms, property type and BER, so every valuation has a full picture to work from, not just an address.
Yes. You can set an advanced statistical model with no valuer, an analyst-reviewed valuation, a surveyor-signed desktop valuation, or a drive-by inspection, any one, or a mix, applied per property or across the whole book depending on your due diligence requirements.
Typically one to two weeks for a full loan book, built around the pressure of a bid deadline. Exact timing depends on the size of the book and the mix of methods requested.
Yes, all 26 counties. Our statistical models and our valuer panel both have national coverage, so rural and regional properties are valued to the same standard as Dublin, Cork or Galway.
Every valued property in the book, plotted on an interactive map, with the method used, the resulting value, a confidence indicator and the comparables behind it, built so your team can spot-check quality before the bid goes in.
Loan-level data is handled under fully PII-compliant controls throughout the process, from the moment the loan tape is received to when the outputs are delivered.
Yes, every valuer on our panel holds a current TEGoVA or RICS accreditation. No unaccredited valuer ever touches a property on your book.
Accurately value your book, in time to bid
Send us the loan tape and see how quickly it comes back. PII-insured professional and ASM valuations, as a signed PDF, a full spreadsheet and a mapped dashboard.